Conventional Loans The Flexible Choice

Scott Phippen, Owner/Primary Lending Manager at Infinity Mortgage Company

Scott Phippen, Owner/Primary Lending Manager

Infinity Mortgage Company

Phone: (801) 918-6300

Email: [email protected]

NMLS# 292563

Company NMLS# 1425808

Conventional Loans

Conventional Loans The Flexible Choice

What Are Conventional Loans?

Quick Qualification

Conventional Loan Requirements

Credit Score

Down Payment

Debt-to-Income

2026 Loan Limits

Benefits

FAQ

Ready to Get Started?

LOAN PROGRAMS

The most popular home financing option in America. Flexible terms, competitive rates, and the traditional mortgage solution trusted by millions of borrowers.

Conventional loans are traditional mortgages not backed by government agencies like FHA, VA, or USDA. They offer the most flexibility and are ideal for borrowers with good credit and stable income. As the backbone of American home financing, they represent over 75% of all mortgage originations.

Traditional financing with flexible terms.

Lower DTI ratios typically qualify for better interest rates and terms.

Explore your conventional loan options and find the perfect financing solution.